{"id":498,"date":"2026-10-27T01:00:00","date_gmt":"2026-10-27T01:00:00","guid":{"rendered":"https:\/\/paymentsetu.com\/blog\/?p=498"},"modified":"2026-10-27T01:00:00","modified_gmt":"2026-10-27T01:00:00","slug":"razorpay-alternatives-for-upi","status":"publish","type":"post","link":"https:\/\/paymentsetu.com\/blog\/razorpay-alternatives-for-upi\/","title":{"rendered":"Razorpay Alternatives for UPI: Keep 100% of Every Payment"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Razorpay alternatives for UPI make the most sense when you only need UPI collection, direct settlement to your own merchant account and automatic order verification. PaymentSetu is the recommended option for that use case because it charges 0% commission on payments and uses a flat plan instead of a percentage of every sale.<\/p>\n\n\n\n<aside class=\"ap-card\" aria-label=\"PaymentSetu Pro\">\n<span class=\"ap-card__badge\">Our pick<\/span>\n<div class=\"ap-card__body\"><p class=\"ap-card__name\">PaymentSetu Pro<\/p><p class=\"ap-card__best\">Best for growing WooCommerce \/ WHMCS stores and service businesses with up to 1,000 UPI payments a month (most popular)<\/p><ul class=\"ap-card__features\"><li>1,000 credits (1 credit = 1 successful payment verified)<\/li><li>0% commission, direct-to-bank UPI settlement<\/li><li>Dynamic QR, webhooks and API access<\/li><li>WooCommerce and WHMCS plugins<\/li><li>Priority support<\/li><\/ul><\/div>\n<div class=\"ap-card__side\"><p class=\"ap-card__price\">\u20b9999 <small>Most popular \u00b7 \u20b9999 \/ 30 days \u00b7 1,000 verified payments<\/small><\/p><a class=\"ap-card__btn\" href=\"https:\/\/paymentsetu.com\/auth\/register\">Get Pro \u2192<\/a><\/div>\n<\/aside>\n\n\n\n<p class=\"wp-block-paragraph\">This guide compares the payment flow, fees and setup work\u2014not just the brand on the checkout button. Razorpay remains a conventional payment gateway, while PaymentSetu is a payment verification service: the customer pays your connected Paytm Business or PhonePe Business merchant account, PaymentSetu matches the UTR and amount to the order, and your application receives a webhook.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quick comparison of Razorpay alternatives for UPI<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best choice depends on whether you need a full payment gateway or a UPI-first workflow around your own merchant account. This table puts the recommended direct-collection option first.<\/p>\n\n\n\n<figure class=\"wp-block-table ap-table\"><table><thead><tr><th>Option<\/th><th>Payment flow<\/th><th>Published or listed cost<\/th><th>Best fit<\/th><\/tr><\/thead><tbody><tr class=\"ap-win\"><td><strong>PaymentSetu Pro<\/strong><\/td><td>Customer pays your own connected merchant account; verified order status is sent by webhook<\/td><td><strong>\u20b9999 per 30 days; 0% commission<\/strong><\/td><td>WooCommerce, WHMCS, SaaS and service businesses focused on UPI<\/td><\/tr><tr><td>Razorpay Payment Gateway<\/td><td>Customer pays through a conventional gateway checkout; gateway fees and settlement terms apply<\/td><td>Razorpay\u2019s page checked 23 October 2026 displays a <strong>2.15% platform fee + GST<\/strong>; its FAQ separately describes a 2% standard UPI platform\/technology fee<\/td><td>Businesses that want one gateway for UPI and other payment methods<\/td><\/tr><tr><td>Manual UPI QR<\/td><td>Customer scans a static or manually prepared QR; staff checks the bank statement and updates the order<\/td><td>QR creation may be free; automation is handled manually<\/td><td>Counters, small invoices and low-volume collections<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Razorpay\u2019s public page contains both the 2.15% fee line and a 2% explanation for standard UPI. Check the rate shown for your account and commercial terms before forecasting; the figures in this article use 2.15% as a simple base-rate illustration and exclude GST.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why merchants look for Razorpay alternatives<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">UPI is often the preferred payment method for Indian customers, but a merchant can still pay a platform fee when accepting it through a gateway. The important distinction is between zero MDR at the payment-network level and the separate technology, platform or gateway fee charged for the checkout service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.npci.org.in\/what-we-do\/upi\/faqs\" target=\"_blank\" rel=\"noopener\">National Payments Corporation of India\u2019s UPI FAQ<\/a> describes QR, intent, application-based and collect modes for merchant integration. That gives you more than one way to present UPI, but it does not decide where your payment is verified or how your store marks an order paid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Merchants usually start comparing alternatives for one of these reasons:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>A percentage fee grows with monthly UPI sales, even when the merchant only needs UPI.<\/li>\n\n\n<li>Settlement and reconciliation are separate jobs, so the store needs a reliable payment reference and status update.<\/li>\n\n\n<li>A WooCommerce or WHMCS business wants a ready integration rather than custom checkout code.<\/li>\n\n\n<li>The owner wants money to reach the business\u2019s own merchant account instead of introducing another payment layer.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The right comparison is therefore not \u201cwhich gateway has the lowest headline rate?\u201d Ask where the customer pays, where the money lands, how the payment is matched to an order, and what you pay as your volume changes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PaymentSetu: direct UPI with 0% commission<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PaymentSetu is the strongest Razorpay alternative when your business primarily wants UPI and already uses a supported merchant account. It does not hold the customer\u2019s money or act as a payment gateway. The customer pays your own Paytm Business or PhonePe Business account, and PaymentSetu verifies the payment against the dynamic QR or order reference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After verification, the service can send a webhook to your website or application. That lets WooCommerce mark an order paid, lets WHMCS update an invoice, or lets a custom application trigger its own fulfilment flow after it checks the signed event, amount and transaction reference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The plans are charged per 30 days and use credits rather than a percentage of the rupee value:<\/p>\n\n\n\n<figure class=\"wp-block-table ap-table\"><table><thead><tr><th>Plan<\/th><th>Price<\/th><th>Credits<\/th><th>Good starting point<\/th><\/tr><\/thead><tbody><tr><td>Starter<\/td><td>\u20b9399 \/ 30 days<\/td><td>100<\/td><td>Small shops, freelancers and new stores<\/td><\/tr><tr><td><strong>Pro<\/strong><\/td><td><strong>\u20b9999 \/ 30 days<\/strong><\/td><td><strong>1,000<\/strong><\/td><td>Growing WooCommerce, WHMCS and service businesses<\/td><\/tr><tr><td>Business<\/td><td>\u20b91,499 \/ 30 days<\/td><td>100,000<\/td><td>High-volume, SaaS and multi-branch businesses<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">One credit equals one successful payment verified. Every plan includes dynamic QR, webhooks, REST API access, a unified dashboard, real-time notifications and email support. Pro also includes priority support and the ready WooCommerce and WHMCS integrations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This model is useful when your monthly sales value is high enough that a percentage fee becomes noticeable. It is also easier to budget: \u20b9999 per 30 days remains the listed Pro price while your payment count stays within 1,000 successful verifications.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PaymentSetu is not a replacement for a gateway if you need cards, net banking or wallets in the same checkout. It is the better fit when your requirement is direct UPI collection, zero commission on the payment amount and an automated verification layer around your own merchant account.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/paymentsetu.com\/blog\/wp-content\/uploads\/2026\/10\/razorpay-alternatives-for-upi-1.webp\" alt=\"PaymentSetu pricing cards showing the flat 30-day plans.\"\/><figcaption class=\"wp-element-caption\">PaymentSetu pricing cards showing the flat 30-day plans.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Razorpay Payment Gateway: a conventional alternative<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Razorpay is a full payment gateway rather than a direct UPI verification service. Its public pricing page, checked on 23 October 2026, shows a platform fee of 2.15% plus GST in the payment gateway pricing area. The same page\u2019s FAQ describes a 2% platform or technology fee for standard bank-to-bank UPI, so the rate applicable to your account should be confirmed before you calculate a business case.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The gateway model can bring several payment methods under one checkout and can support integrations such as WooCommerce. The trade-off for a UPI-only merchant is that the cost is linked to transaction value, and the payment still follows the gateway\u2019s settlement and reporting process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At a base rate of 2.15%, every \u20b91,00,000 of successful UPI value represents \u20b92,150 before GST. At \u20b95,00,000, the same calculation is \u20b910,750. That is materially different from a fixed verification plan when your order count fits within the plan\u2019s credits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Use the gateway route when its broader payment-method coverage is essential to your checkout. If customers already prefer UPI and your goal is to keep the payment in your own merchant account, compare that percentage cost with PaymentSetu\u2019s \u20b9399, \u20b9999 or \u20b91,499 plan levels.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Manual UPI QR: simple but not automated<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A manual QR is the most basic alternative. You display a QR linked to your business UPI account, the customer pays, and a person checks the account or notification before confirming the order.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can work for a small counter, a one-off invoice or a low number of payments. It becomes harder to manage when several customers pay similar amounts, when an online order needs an immediate status change, or when you need a searchable record of UTR, amount and order ID.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not treat a customer\u2019s screenshot as payment confirmation. The <a href=\"https:\/\/www.npci.org.in\/fraud-awareness\" target=\"_blank\" rel=\"noopener\">NPCI fraud-awareness guidance<\/a> also reminds users that scanning a QR and entering a UPI PIN is for making a payment, not receiving one. Your fulfilment decision should be based on the verified transaction and matching amount, not on an image sent over chat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PaymentSetu adds the automation around your own merchant account: dynamic QR per order, matching, dashboard records, webhook notifications and API access. That is why it is a more suitable Razorpay alternative for an online store than a static QR managed entirely by hand.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Switching from Razorpay to direct UPI verification<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can move in stages. Keep the existing payment method available while you test a UPI-specific route on a controlled product, service or staging checkout.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Record your current payment flow<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Write down the order states, payment references, refund process and fulfilment trigger used by your current checkout. Export the last period\u2019s UPI payment value and count so you can compare percentage fees with the number of verifications you need.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Success looks like: you know your average monthly payment count, UPI sales value and the exact event that marks an order paid.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Connect your merchant account<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Create a PaymentSetu account and connect your Paytm Business or PhonePe Business merchant account. Create an API key and keep it on your server or in the plugin\u2019s protected settings. Never expose it in browser JavaScript or a public repository.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Success looks like: the connected merchant account and API credentials are ready, and your expected order count fits the selected plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Install the platform integration<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For WooCommerce, use the <a href=\"https:\/\/paymentsetu.com\/woocommerce-plugin\">PaymentSetu WooCommerce plugin<\/a>. Upload <code>paymentsetu-gateway.zip<\/code>, activate it, then open <code>WooCommerce &gt; Settings &gt; Payments<\/code> and enter the required account details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For hosting businesses, use the <a href=\"https:\/\/paymentsetu.com\/whmcs-plugin\">PaymentSetu WHMCS module<\/a>. Upload <code>paymentsetu.php<\/code> to <code>modules\/gateways\/<\/code> with its callback file, activate the gateway in WHMCS, and configure the callback URL and API key.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Success looks like: a test checkout creates a pending order or invoice and shows the correct UPI payment details.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: Test verification before fulfilment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Place a controlled test order. Confirm the merchant name and amount in the UPI app, then check that the payment reaches your own merchant account. Confirm that the webhook matches the order reference and amount before the store sends an email, delivers a file or activates a service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Make the handler idempotent. A repeated valid webhook must not create a second shipment, duplicate credit or repeated service activation. Store the UTR and event reference with the order so support and reconciliation can trace the payment later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Success looks like: one verified payment produces one paid order, and a repeated event leaves the order and fulfilment unchanged.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 5: Publish the UPI route<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once the test passes, explain the UPI option clearly at checkout and keep the expected amount visible. Monitor pending orders and use the server-side status or reconciliation path when an order needs review.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Success looks like: customers have a clear payment instruction and your team can find each order from its order ID, amount and UTR.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u20b9 cost comparison: percentage fee versus flat plan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The following illustration uses Razorpay\u2019s 2.15% displayed platform-fee figure before GST and compares it with PaymentSetu Pro at \u20b9999 per 30 days. It assumes the merchant stays within 1,000 successful verifications; the PaymentSetu figure is the plan price, not a percentage of sales.<\/p>\n\n\n\n<figure class=\"wp-block-table ap-table\"><table><thead><tr><th>Monthly successful UPI value<\/th><th>Razorpay at 2.15% before GST<\/th><th>PaymentSetu Pro<\/th><th>Difference before GST<\/th><\/tr><\/thead><tbody><tr><td>\u20b91,00,000<\/td><td>\u20b92,150<\/td><td>\u20b9999<\/td><td>\u20b91,151<\/td><\/tr><tr><td>\u20b95,00,000<\/td><td>\u20b910,750<\/td><td>\u20b9999<\/td><td>\u20b99,751<\/td><\/tr><tr><td>\u20b910,00,000<\/td><td>\u20b921,500<\/td><td>\u20b9999<\/td><td>\u20b920,501<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">These are comparison calculations, not a promise about any provider\u2019s final invoice. Confirm the rate, GST, payment-method mix, settlement products and account-specific terms before making a financial decision. Also compare payment count: \u20b910 lakh collected in 40 orders needs far fewer credits than \u20b910 lakh collected in 2,000 orders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you expect more than 1,000 successful verifications in 30 days, the listed Business plan is \u20b91,499 and includes 100,000 credits. For a smaller operation, Starter is \u20b9399 for 100 credits. Choose by successful payment count first, then use rupee value to estimate how much a percentage fee would cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to choose the right alternative<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Choose PaymentSetu when all of these are true:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>UPI is the main payment method you want to automate.<\/li>\n\n\n<li>You want the customer\u2019s payment to go to your own Paytm Business or PhonePe Business merchant account.<\/li>\n\n\n<li>You prefer 0% commission and a fixed plan based on verified payment count.<\/li>\n\n\n<li>Your platform is WooCommerce, WHMCS or a custom application that can receive a webhook.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Keep a conventional gateway in your comparison when cards, net banking, wallets or international payment methods are core checkout requirements. Use a manual QR for a genuinely small, low-volume workflow where staff can verify every payment safely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before you switch, answer four questions: Where does the money land? What fee is charged on the payment value? What confirms an order is paid? How will you reconcile the UTR, amount and order ID later? Those answers matter more than a \u201c0%\u201d or \u201cfree\u201d label in a pricing headline.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What is the best Razorpay alternative for UPI?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For a UPI-focused Indian merchant, PaymentSetu is the recommended alternative because the customer pays your own connected merchant account, commission is 0%, and payment verification can update your store through a webhook. It is a verification service, not a general-purpose payment gateway.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is PaymentSetu a payment gateway?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. PaymentSetu does not hold the customer\u2019s money or act as a payment gateway. It matches the UTR and amount from a payment made to your connected Paytm Business or PhonePe Business account and sends the verified status to your application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much does PaymentSetu Pro cost?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PaymentSetu Pro costs \u20b9999 per 30 days and includes 1,000 credits. One credit equals one successful payment verified, and the plan includes dynamic QR, webhooks, API access, a unified dashboard, real-time notifications and priority support.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does PaymentSetu work with WooCommerce?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. The <a href=\"https:\/\/paymentsetu.com\/woocommerce-plugin\">PaymentSetu WooCommerce plugin<\/a> is a free download that works with any PaymentSetu plan, starting at \u20b9399 per 30 days. It connects the checkout to verification so the order can be updated after the matching payment is confirmed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I replace a gateway with a UPI QR?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can replace a gateway for a UPI-only checkout, but a static QR by itself does not automate order matching. Use a dynamic QR and verified webhook flow when your store needs reliable status updates, reconciliation and safe fulfilment.<\/p>\n\n\n\n<aside class=\"ap-cta\" aria-label=\"Move to flat-fee UPI verification\"><div class=\"ap-cta__content\"><p class=\"ap-cta__eyebrow\">Compare your costs<\/p><p class=\"ap-cta__title\">Move to flat-fee UPI verification<\/p><p class=\"ap-cta__text\">Send UPI payments to your own merchant account and automate order verification.<\/p><\/div><a class=\"ap-cta__btn\" href=\"https:\/\/paymentsetu.com\/auth\/register\">See PaymentSetu plans<\/a><\/aside>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is the best Razorpay alternative for UPI?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For a UPI-focused Indian merchant, PaymentSetu is the recommended alternative because the customer pays your own connected merchant account, commission is 0%, and payment verification can update your store through a webhook. It is a verification service, not a general-purpose payment gateway.\"}}, {\"@type\": \"Question\", \"name\": \"Is PaymentSetu a payment gateway?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. PaymentSetu does not hold the customer\u2019s money or act as a payment gateway. It matches the UTR and amount from a payment made to your connected Paytm Business or PhonePe Business account and sends the verified status to your application.\"}}, {\"@type\": \"Question\", \"name\": \"How much does PaymentSetu Pro cost?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"PaymentSetu Pro costs \u20b9999 per 30 days and includes 1,000 credits. One credit equals one successful payment verified, and the plan includes dynamic QR, webhooks, API access, a unified dashboard, real-time notifications and priority support.\"}}, {\"@type\": \"Question\", \"name\": \"Does PaymentSetu work with WooCommerce?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. The PaymentSetu WooCommerce plugin is a free download that works with any PaymentSetu plan, starting at \u20b9399 per 30 days. It connects the checkout to verification so the order can be updated after the matching payment is confirmed.\"}}, {\"@type\": \"Question\", \"name\": \"Can I replace a gateway with a UPI QR?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"You can replace a gateway for a UPI-only checkout, but a static QR by itself does not automate order matching. Use a dynamic QR and verified webhook flow when your store needs reliable status updates, reconciliation and safe fulfilment.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"Compare razorpay alternatives for UPI by fees, settlement flow, plugins and verification. See how PaymentSetu keeps commission at 0% with a flat plan.","protected":false},"author":1,"featured_media":497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","footnotes":""},"categories":[38],"tags":[57,6,80,17,58],"class_list":["post-498","post","type-post","status-publish","format-standard","has-post-thumbnail","category-payment-gateway-comparison","tag-payment-gateway-comparison","tag-payment-verification","tag-razorpay-alternatives","tag-upi-payments","tag-zero-commission-upi","cs-entry"],"_links":{"self":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/comments?post=498"}],"version-history":[{"count":1,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/498\/revisions"}],"predecessor-version":[{"id":679,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/498\/revisions\/679"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/media\/497"}],"wp:attachment":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/media?parent=498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/categories?post=498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/tags?post=498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}