{"id":493,"date":"2026-10-26T07:15:00","date_gmt":"2026-10-26T07:15:00","guid":{"rendered":"https:\/\/paymentsetu.com\/blog\/?p=493"},"modified":"2026-10-26T07:15:00","modified_gmt":"2026-10-26T07:15:00","slug":"how-to-create-upi-payment-link","status":"publish","type":"post","link":"https:\/\/paymentsetu.com\/blog\/how-to-create-upi-payment-link\/","title":{"rendered":"How to Create a UPI Payment Link (Free)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A UPI payment link lets a customer open a compatible UPI app with your UPI ID, name, amount and payment note already filled in. You can create one free by building the standard <code>upi:\/\/pay<\/code> format, then make it safer for business use by pairing every order with a unique amount, QR code and payment verification.<\/p>\n\n\n\n<aside class=\"ap-card\" aria-label=\"PaymentSetu Starter\">\n<span class=\"ap-card__badge\">Best for small businesses<\/span>\n<div class=\"ap-card__body\"><p class=\"ap-card__name\">PaymentSetu Starter<\/p><p class=\"ap-card__best\">Best for small shops, freelancers and new online stores verifying up to 100 UPI payments a month<\/p><ul class=\"ap-card__features\"><li>100 credits (1 credit = 1 successful payment verified)<\/li><li>0% commission &#8211; money goes straight to your own merchant account<\/li><li>Dynamic QR for every order<\/li><li>Webhook + REST API access<\/li><li>Unified dashboard and real-time notifications<\/li><\/ul><\/div>\n<div class=\"ap-card__side\"><p class=\"ap-card__price\">\u20b9399 <small>\u20b9399 \/ 30 days \u00b7 100 verified payments<\/small><\/p><a class=\"ap-card__btn\" href=\"https:\/\/paymentsetu.com\/auth\/register\">Start with Starter \u2192<\/a><\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\">What a UPI payment link is<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A UPI payment link is a deep link that starts with <code>upi:\/\/pay<\/code>. When a customer taps it on a phone with a UPI app, the app can open a payment screen with the payee details pre-filled. The customer still reviews the details and enters their UPI PIN in their own app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is different from a payment gateway checkout page. The link points to your UPI address, so the customer pays into your own merchant account. UPI is designed for instant bank-to-bank payments through participating apps; NPCI\u2019s <a href=\"https:\/\/www.npci.org.in\/what-we-do\/upi\/product-overview\" target=\"_blank\" rel=\"noopener\">UPI product overview<\/a> explains the system and its payment flow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A link can carry:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Your UPI ID, such as <code>shop@ybl<\/code>.<\/li>\n\n\n<li>Your displayed payee or business name.<\/li>\n\n\n<li>A fixed amount, or no amount if the customer should enter it.<\/li>\n\n\n<li>A short transaction note, such as an invoice or order reference.<\/li>\n\n\n<li>The currency code, normally <code>INR<\/code> for an Indian merchant.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The link is useful for WhatsApp enquiries, Instagram conversations, invoices, service bookings and simple checkout pages. For a counter, printed invoice or desktop visitor, create a QR code from the same payment details so the customer can scan it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What you need before creating one<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You need four details before you build the link:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><strong>Your active UPI ID:<\/strong> Copy it from your business UPI app or merchant account. Check every character; a link cannot correct a mistyped UPI ID.<\/li>\n\n\n<li><strong>Your payee name:<\/strong> Use the name customers will recognise on the payment screen.<\/li>\n\n\n<li><strong>The amount:<\/strong> Decide whether the link is for a fixed invoice amount or an open payment. For an order, a fixed amount is easier to match.<\/li>\n\n\n<li><strong>A reference note:<\/strong> Add an invoice number, order number or customer reference where the UPI app supports it.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Do not put a UPI PIN, bank password, OTP or other secret in a link. A payment link contains payment-request details only. The payer approves the transaction inside their UPI app.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 1: Build a UPI payment link by hand<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why this works:<\/strong> The <code>upi:\/\/pay<\/code> structure is useful when you need a link immediately and want to understand exactly what is being shared.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start with this pattern:<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>upi:\/\/pay?pa=YOUR_UPI_ID&amp;pn=YOUR_NAME&amp;am=AMOUNT&amp;cu=INR&amp;tn=NOTE<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a stationery shop requesting \u20b9499 for order <code>RS-1042<\/code> can use:<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>upi:\/\/pay?pa=shop%40ybl&amp;pn=Riya%20Stationery&amp;am=499.00&amp;cu=INR&amp;tn=Order%20RS-1042<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">The values in this example are encoded for use inside a URL. The <code>@<\/code> in the UPI ID becomes <code>%40<\/code>, while spaces become <code>%20<\/code>. URL-encode any other special characters in the name or note as well.<\/p>\n\n\n\n<figure class=\"wp-block-table ap-table\"><table><thead><tr><th>Part<\/th><th>Meaning<\/th><th>Example<\/th><\/tr><\/thead><tbody><tr><td><code>upi:\/\/pay<\/code><\/td><td>UPI payment action<\/td><td><code>upi:\/\/pay<\/code><\/td><\/tr><tr><td><code>pa<\/code><\/td><td>Payee UPI ID or VPA<\/td><td><code>shop%40ybl<\/code><\/td><\/tr><tr><td><code>pn<\/code><\/td><td>Payee name<\/td><td><code>Riya%20Stationery<\/code><\/td><\/tr><tr><td><code>am<\/code><\/td><td>Amount in rupees<\/td><td><code>499.00<\/code><\/td><\/tr><tr><td><code>cu<\/code><\/td><td>Currency<\/td><td><code>INR<\/code><\/td><\/tr><tr><td><code>tn<\/code><\/td><td>Transaction note<\/td><td><code>Order%20RS-1042<\/code><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The NPCI deep-link specification uses <code>pa<\/code> and <code>pn<\/code> for the payee address and name, with amount and transaction details carried in additional parameters. Use the <a href=\"https:\/\/www.npci.org.in\/PDF\/npci\/upi\/circular\/2017\/Circular18_BankCompliances_to_enbaleUPIMerchantecosystem_0.pdf\" target=\"_blank\" rel=\"noopener\">NPCI UPI linking specification<\/a> as the technical reference when you are generating links in software.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the customer should choose the amount, remove the <code>am<\/code> parameter rather than setting it to zero:<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>upi:\/\/pay?pa=shop%40ybl&amp;pn=Riya%20Stationery&amp;cu=INR&amp;tn=Donation<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">For customer orders, keep the amount fixed whenever possible. It reduces typing and gives your reconciliation system a useful value to match.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Success looks like:<\/strong> you have one complete <code>upi:\/\/pay<\/code> URI with your own UPI ID, a recognisable payee name and the intended amount or note. Keep the original details nearby so you can compare them during testing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 2: Test the link before sending it<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why this works:<\/strong> A short test catches a wrong UPI ID, broken encoding or an amount that was accidentally changed before a customer sees it.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>Send the link to a phone where a compatible UPI app is installed, or open it from a mobile browser.<\/li>\n\n\n<li>Check that the payee name and UPI ID shown by the app are yours.<\/li>\n\n\n<li>Check the amount and note against the order or invoice.<\/li>\n\n\n<li>Cancel the payment screen if you are only testing the link. Never share your UPI PIN with anyone testing a link.<\/li>\n\n\n<li>For a live store, make a small real test payment to confirm that the credit appears in the intended merchant account before you use the link in customer messages.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Success looks like:<\/strong> tapping the link opens a UPI payment screen with the expected payee details, amount and note. The link itself does not mean that money has been paid; payment is complete only after the payer approves it and the transaction succeeds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 3: Share it on WhatsApp, SMS and email<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why this works:<\/strong> A clear message tells the customer what the link is for and gives them the amount and order reference even if their chat app displays the custom link as plain text.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Use a short message with the link on its own line:<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>Hi, please pay \u20b9499 for Riya Stationery order RS-1042.\n\nTap to pay by UPI:\nupi:\/\/pay?pa=shop%40ybl&amp;pn=Riya%20Stationery&amp;am=499.00&amp;cu=INR&amp;tn=Order%20RS-1042\n\nPlease check that the payee name is Riya Stationery before approving the payment.<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">For WhatsApp:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Send the link to the customer\u2019s existing chat, along with the order number and amount.<\/li>\n\n\n<li>Keep the <code>upi:\/\/<\/code> value unbroken on one line where possible.<\/li>\n\n\n<li>Include your UPI ID as a fallback for customers whose device does not open custom links.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For SMS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Keep the message compact and put the link after the amount and order reference.<\/li>\n\n\n<li>Avoid adding punctuation directly to the end of the URI, because a copied full stop can make the link fail.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For email or an invoice:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Add a normal \u201cPay by UPI\u201d link or button that points to the <code>upi:\/\/pay<\/code> URI.<\/li>\n\n\n<li>Display the UPI ID, payee name and amount as readable text below it.<\/li>\n\n\n<li>Include a QR code for customers reading the email on a laptop.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Do not describe a payment as confirmed just because the customer says they tapped the link. Ask for the transaction result, or use an order-wise verification flow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Success looks like:<\/strong> the customer receives a readable payment request with the link, amount, order reference and a way to pay if the deep link is not opened by their device.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 4: Add a QR code for desktop and offline payments<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why this works:<\/strong> A QR code gives laptop users, printed invoices and counter customers another way to open the same UPI payment details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can use PaymentSetu\u2019s <a href=\"https:\/\/paymentsetu.com\/free-upi-qr-code-generator\">free UPI QR code generator<\/a> without signing up. Enter your UPI ID and payee name, add a fixed amount or leave it open, enter an optional note, and generate the QR code. Download the PNG or print it after checking the preview.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/paymentsetu.com\/blog\/wp-content\/uploads\/2026\/10\/how-to-create-upi-payment-link-1.webp\" alt=\"Enter the UPI ID, payee name, amount and note to create a QR code that carries the payment details.\"\/><figcaption class=\"wp-element-caption\">Enter the UPI ID, payee name, amount and note to create a QR code that carries the payment details.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">For a fixed order, put the amount and order reference into the QR before sharing it. For a shop counter, use a reusable QR only when the cashier has another reliable way to identify the order and amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Place the QR beside the readable UPI ID and business name. This helps the customer verify the destination before paying and gives them a manual fallback if scanning does not work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Success looks like:<\/strong> a customer can scan the QR from the intended display, sees the same payee and amount as the link, and can verify the UPI ID before approving payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The catch: a plain link cannot tell you who paid<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A plain UPI link starts a payment. It does not send a success callback to your website, attach a unique order ID to the bank credit by itself, or prove that a customer\u2019s screenshot is genuine. This matters as soon as you have multiple open orders for the same amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if three customers receive a generic \u20b9499 link, a message saying \u201cpaid\u201d does not tell your team which order to release. A screenshot can also be incomplete or unrelated to the order. Use the transaction result and bank-side details for confirmation, not the appearance of a link or image.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The basic link is still a good collection method for one-off requests. The missing part is automated matching: your system needs a payment amount, a unique order reference where available, and a trusted way to check the UTR or transaction details against the order.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 5: Use order-wise links with automatic verification<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why this works:<\/strong> A unique payment request for each order gives your software something specific to match, while a webhook can update the order after verification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For a website, SaaS service, hosting invoice or busy WhatsApp sales process, use this flow:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>Create the order or invoice in your application and assign a unique order reference.<\/li>\n\n\n<li>Create an order-wise dynamic QR or payment request with the exact amount and reference.<\/li>\n\n\n<li>Show the QR and a \u201cPay by UPI\u201d option, or send the payment details through WhatsApp, SMS or email.<\/li>\n\n\n<li>Let the customer pay into your own connected UPI merchant account.<\/li>\n\n\n<li>Match the payment\u2019s UTR and amount to the expected order.<\/li>\n\n\n<li>Mark the order paid only after the verification result succeeds.<\/li>\n\n\n<li>Send a webhook to your store or service so fulfilment, invoice status or access can update automatically.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">PaymentSetu is a payment verification service for this workflow, not a payment gateway. It does not hold the customer\u2019s money: the customer pays your own Paytm Business or PhonePe Business merchant account, PaymentSetu matches the payment to the dynamic QR or order, and sends the webhook. The service charges 0% commission on payments; you choose a plan based on verified-payment volume.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For a WooCommerce store, the <a href=\"https:\/\/paymentsetu.com\/woocommerce-plugin\">PaymentSetu WooCommerce plugin<\/a> handles the checkout and order update without custom API work. Hosting companies can use the <a href=\"https:\/\/paymentsetu.com\/whmcs-plugin\">WHMCS gateway module<\/a> for UPI invoices and renewals. For a custom application, use the API endpoints <code>POST \/api\/create_order<\/code>, <code>GET \/api\/order_status\/{client_txn_id}<\/code> and <code>GET \/api\/check_credits<\/code>, with API-key authentication and HMAC-signed webhooks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Starter plan is suitable for a small business that verifies up to 100 successful payments per 30 days. It costs \u20b9399 per 30 days and includes dynamic QR, webhooks, REST API access, a unified dashboard and real-time notifications. See the <a href=\"https:\/\/paymentsetu.com\/#pricing\">PaymentSetu pricing section<\/a> for the available plans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Success looks like:<\/strong> each order has a distinct reference, the expected amount is known, and your website or team receives a verification result before fulfilment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Troubleshooting<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The link opens as text instead of a payment screen<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Custom <code>upi:\/\/<\/code> links are handled by the device and the app that receives them. Ask the customer to open the message on a phone with a compatible UPI app, and include the QR code plus readable UPI ID as fallbacks for desktop or chat clients that do not hand off the link.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The payee name or amount is wrong<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Stop using that link and generate it again from the correct values. Check URL encoding, especially <code>%40<\/code> for <code>@<\/code>, <code>%20<\/code> for spaces, decimal amount formatting and any copied punctuation at the end of the URI.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The customer says they paid, but the order is still open<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do not fulfil the order from a screenshot alone. Check the transaction result, amount and UTR against the order, then review the verification or webhook event in your system. With a plain link, this check is manual; with order-wise PaymentSetu verification, the matched result can update the order through a webhook.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">One QR is being used for many different orders<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Use a fixed amount and reference per order, or move to a dynamic QR flow. A reusable QR is convenient for a counter, but it does not identify which open invoice a payment belongs to without another reconciliation step.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Verify your setup before going live<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Run this checklist with one test order:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>The UPI ID in the link or QR is the intended merchant account.<\/li>\n\n\n<li>The payee name shown in the UPI app is recognisable to the customer.<\/li>\n\n\n<li>A fixed amount matches the order exactly.<\/li>\n\n\n<li>The note contains a useful order or invoice reference.<\/li>\n\n\n<li>The link opens on a supported mobile device.<\/li>\n\n\n<li>The QR scans from the distance and size at which customers will use it.<\/li>\n\n\n<li>A desktop customer has a QR or readable UPI ID fallback.<\/li>\n\n\n<li>Your team releases goods or access only after payment verification.<\/li>\n\n\n<li>Your webhook handler is safe to retry, so the same verified payment cannot fulfil an order twice.<\/li>\n\n<\/ul>\n\n\n\n<aside class=\"ap-note\"><p>A UPI link is an instruction to open a payment screen, not proof that payment succeeded. Always verify the transaction before marking an order paid.<\/p><\/aside>\n\n\n\n<aside class=\"ap-cta\" aria-label=\"Verify every order\"><div class=\"ap-cta__content\"><p class=\"ap-cta__eyebrow\">Start accepting UPI<\/p><p class=\"ap-cta__title\">Verify every order<\/p><p class=\"ap-cta__text\">Create order-wise UPI links with direct settlement and automatic webhooks.<\/p><\/div><a class=\"ap-cta__btn\" href=\"https:\/\/paymentsetu.com\/auth\/register\">Create your account<\/a><\/aside>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">How do I create a UPI payment link for WhatsApp?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Build a <code>upi:\/\/pay<\/code> link with your UPI ID, payee name, amount, currency and note, then paste it into a WhatsApp message. Include the amount, order reference and readable UPI ID as a fallback so the customer can check the destination before paying.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can a UPI payment link work in any UPI app?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The standard <code>upi:\/\/pay<\/code> format is intended to open a compatible UPI app, but the exact hand-off depends on the customer\u2019s device and app. Always include a QR code and UPI ID fallback for customers whose chat app or browser does not open the deep link.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I create a UPI payment link without a payment gateway?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. A basic link can point directly to your UPI ID without a gateway. If you need automatic order confirmation, add a verification service such as PaymentSetu so each order can be matched to the payment and updated through a webhook.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How do I know whether a customer actually paid through the link?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The link alone cannot confirm payment. Check the transaction result and match the amount and UTR to the expected order, or use an order-wise dynamic QR and automatic verification flow that sends a webhook after the match succeeds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is there a free UPI payment link generator?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can create a basic link by hand using the <code>upi:\/\/pay<\/code> format, and PaymentSetu\u2019s free QR generator can turn payment details into a scannable QR without sign-up. For automated verification, use a PaymentSetu plan that fits your successful-payment volume.<\/p>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How do I create a UPI payment link for WhatsApp?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Build a upi:\/\/pay link with your UPI ID, payee name, amount, currency and note, then paste it into a WhatsApp message. Include the amount, order reference and readable UPI ID as a fallback so the customer can check the destination before paying.\"}}, {\"@type\": \"Question\", \"name\": \"Can a UPI payment link work in any UPI app?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The standard upi:\/\/pay format is intended to open a compatible UPI app, but the exact hand-off depends on the customer\u2019s device and app. Always include a QR code and UPI ID fallback for customers whose chat app or browser does not open the deep link.\"}}, {\"@type\": \"Question\", \"name\": \"Can I create a UPI payment link without a payment gateway?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. A basic link can point directly to your UPI ID without a gateway. If you need automatic order confirmation, add a verification service such as PaymentSetu so each order can be matched to the payment and updated through a webhook.\"}}, {\"@type\": \"Question\", \"name\": \"How do I know whether a customer actually paid through the link?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The link alone cannot confirm payment. Check the transaction result and match the amount and UTR to the expected order, or use an order-wise dynamic QR and automatic verification flow that sends a webhook after the match succeeds.\"}}, {\"@type\": \"Question\", \"name\": \"Is there a free UPI payment link generator?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"You can create a basic link by hand using the upi:\/\/pay format, and PaymentSetu\u2019s free QR generator can turn payment details into a scannable QR without sign-up. For automated verification, use a PaymentSetu plan that fits your successful-payment volume.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"Learn how to create a UPI payment link, format upi:\/\/pay URLs, share them on WhatsApp or SMS, and add QR-based automatic verification for every order.","protected":false},"author":1,"featured_media":492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","footnotes":""},"categories":[29],"tags":[6,53,30,74,75],"class_list":["post-493","post","type-post","status-publish","format-standard","has-post-thumbnail","category-upi-payment-verification","tag-payment-verification","tag-qr-code","tag-upi","tag-upi-payment-link","tag-whatsapp-payments","cs-entry"],"_links":{"self":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/comments?post=493"}],"version-history":[{"count":1,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/493\/revisions"}],"predecessor-version":[{"id":671,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/posts\/493\/revisions\/671"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/media\/492"}],"wp:attachment":[{"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/media?parent=493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/categories?post=493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paymentsetu.com\/blog\/wp-json\/wp\/v2\/tags?post=493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}